B2B Payment Solutions for Complex Business Sales

Invoice payments, virtual terminals, Level II/III data and multi-channel tools for business-to-business merchants.

Invoice & payment-link workflows

Virtual terminal for authorized card-not-present payments

Level II / III data where supported

Higher-ticket controls & reporting

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Business-to-Business Payments Need MoreThan a Standard Checkout

B2B merchants often collect larger payments, invoice customers, accept card-not-present transactions and manage accountsreceivable across multiple employees or locations. Southeast Merchant Services Group Inc. helps businesses evaluatemerchant accounts, virtual terminals, invoice-payment workflows, payment links and enhanced commercial-card dataoptions where supported.

Quick Answer: What is B2B payment processing?
B2B payment processing is the acceptance and management of payments between businesses. It can include invoice payments,virtual-terminal transactions, payment links, commercial cards, ACH or other supported methods, depending on the processorand merchant setup

B2B Solutions by Business Model

Wholesale & Distribution

Invoice-based payments, commercial cardsand account-receivable workflows.

Manufacturing

Higher-ticket transactions, deposits, invoicesand customer-account payments.

Professional Services

Invoices, virtual terminal, payment links andrecurring service arrangements.

Contractors & Trades

Deposits, progress payments, remote collectionand mobile payment options.

Commercial Suppliers

Repeat-customer payment workflows, invoicesand multi-user access.

Multi-Location B2B

Central reporting, permissions and locationlevel payment visibility where supported.

Ask AI Max About Your B2B Payment Workflow

AI Max can ask general qualification questions about customer type, invoice workflow, monthly processing volume, average ticket,current processor, virtual-terminal needs, payment links and commercial-card acceptance. It can then route the business towardthe appropriate secure application or live merchant specialist.

Already Processing? Start With Your Current Statement.

Free Merchant Statement Analysis

Use the dedicated merchant-statement analysis software to reviewthe current processing statement before deciding whether tochange providers, pricing structure or B2B payment workflow.

AI Max's Role

AI Max can explain the process and collect general qualificationinformation, but it does not perform the technical statementanalysis or calculate interchange savings.

Level II and Level III Commercial Card Data

Some eligible business, purchasing and government-card transactions can support enhanced Level II or Level III transaction data.When properly supported by the processor, gateway and merchant workflow, enhanced data may affect how certain commercialcard transactions qualify for interchange. Eligibility, data requirements and potential economics must be verified for the specificmerchant and platform.

A Guided B2B Qualification

 Business type and primary customer profile.
 Approximate monthly card volume and average transaction amount.
 Invoice, phone, online, mobile or in-person payment mix.
 Current processor, gateway, virtual terminal or accounting workflow.
 Commercial-card usage and interest in Level II / Level III data where applicable.
 Need for payment links, recurring billing, multi-user permissions or multi-location reporting.
 Secure application path and specialist handoff.

Security and Accounts-Receivable Controls

B2B workflows often involve multiple staff members and larger payment amounts. The selected solution should supportappropriate user permissions, secure card-not-present practices, transaction reporting and access controls. Sensitive card, bankingand underwriting data should never be collected through ordinary AI chat.

Frequently Asked Questions

Can B2B companies accept card payments on invoices?

Yes. Many payment platforms support invoice-related payment links, hosted pages or virtual-terminal workflows, depending on the selected system.

What are Level II and Level III card data?

They are additional transaction-data fields used with certain commercial, purchasing and government cards. Whether they affect interchangequalification depends on the card, processor, data quality and transaction setup

Can I take large payments through a virtual terminal?

A virtual terminal may support eligible higher-ticket card-not-present payments, but transaction size, fraud controls and underwriting requirementsshould be reviewed for the specific merchant.

Can AI Max calculate how much Level III data will save me?

No. AI Max can identify whether enhanced-data processing may be worth reviewing, but any interchange or savings analysis should be performedusing verified processor data and the merchant's actual transaction mix.

Can I upload my current statement first?

Yes. The Free Statement Analysis path should send the current statement to the dedicated statement-analysis software for technical review.

Build a Better B2B Payment Workflow

Apply now, upload your current statement, or ask AI Max to guide you.

APPLY NOW | FREE STATEMENT ANALYSIS | ASK AI MAX